Ah, our mortgage payoff week is here! It seriously feels like my birthday every two weeks. Watching our principal number fall is amazing! Lord willing, we will be in the $130,000s by the end of the week. We were in the $240,000s less than two years ago, and being at this point today still doesn’t quite seem real!

We track our mortgage pay down closely by using the amortization schedule we received at closing. We put 5% down on our home which was purchased for $255,000 on August 25, 2017. By December, we had knocked out our PMI after our house in Georgia sold. We then declared war and have been putting whatever we can towards our mortgage.

Being both debt free otherwise and pretty frugal have helped us tremendously. Our finances wouldn’t look like they do now without many sacrifices and cuts to our lifestyle.

So here’s to reaching the $130,000’s. I will post another update later in the week.

Have a fabulous week, y’all!